Terms and Conditions

Brand: Vynt
Website: https://usevynt.com
Effective date: April 1, 2026

These Terms and Conditions ("Terms") govern access to and use of Vynt, a software-as-a-service platform for financial analysis, valuation modelling, financial statement analysis, company and folder management, report exports, and third-party data integrations (the "Service"). By clicking to accept, creating an account, executing an order form, or using the Service, you agree to these Terms. If you accept these Terms on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" or "Customer" means that entity.

1. Scope

These Terms apply to the Service, related websites, applications, APIs, templates, documentation, reports, exports, and support services made available by Vynt ("we", "us", or "our"), unless separate written terms expressly apply.

2. Key Definitions

Account means a registered account used to access the Service.
Authorized User means an individual whom Customer permits to use the Service under its subscription.
Customer Data means data, files, financial statements, models, assumptions, notes, workspace content, saved companies, folder structures, exports, and other content submitted to, stored in, or processed through the Service by or for Customer.
Output means charts, calculations, models, dashboards, reports, exports, or other results generated by the Service from Customer Data, Third-Party Data, or Customer inputs.
Third-Party Data / Third-Party Services means data, content, software, APIs, connectors, or external platforms made available by parties other than Vynt.
Order Form means the applicable checkout page, proposal, quote, statement of work, or ordering document describing subscription terms, fees, plan limits, or commercial details.

3. Eligibility, Registration, and Accounts

The Service is intended primarily for business and professional use. You must be legally capable of entering into a binding contract and, if you act on behalf of an entity, you must have authority to do so.

4. Subscription and Limited License

Subject to these Terms and the applicable Order Form, Vynt grants Customer a limited, non-exclusive, non-transferable, non-sublicensable right during the subscription term to access and use the Service for Customer's internal business purposes.

Use of the Service is subject to plan limits, user limits, feature availability, technical requirements, and any usage restrictions described in the Service or the applicable Order Form. Trial, evaluation, or beta access may be limited, suspended, or withdrawn at any time.

Except for the limited rights expressly granted in these Terms, no rights in the Service or any Vynt intellectual property are transferred to Customer.

5. Acceptable Use

Customer and its Authorized Users must not, and must not permit any third party to:

use the Service in violation of applicable law, regulation, sanctions, export controls, or third-party rights;
upload, import, or transmit content that is unlawful, infringing, deceptive, defamatory, malicious, or harmful;
reverse engineer, decompile, disassemble, copy, frame, mirror, scrape, or otherwise attempt to derive source code, underlying ideas, or trade secrets from the Service, except to the extent such restriction is prohibited by law;
access the Service to build, benchmark publicly, train, or improve a competing product or service without our prior written consent;
bypass authentication, rate limits, usage restrictions, or technical safeguards;
introduce malware, harmful code, or security vulnerabilities into the Service;
resell, rent, lease, sublicense, timeshare, or provide the Service on a service-bureau basis to third parties except as expressly authorized in writing;
interfere with the integrity, availability, or performance of the Service.

We may monitor use of the Service to enforce these Terms, maintain security, and verify plan compliance.

6. Customer Data and Outputs

As between the parties, Customer retains all rights, title, and interest in and to Customer Data. Customer grants Vynt and its subprocessors a worldwide, non-exclusive, limited license to host, store, copy, transmit, display, adapt, and otherwise process Customer Data solely as necessary to provide, secure, maintain, support, and improve the Service, to prevent fraud or abuse, and to comply with applicable law.

Customer is solely responsible for the accuracy, quality, legality, and provenance of Customer Data, for obtaining all required notices, consents, licenses, and permissions, and for ensuring that Customer Data may lawfully be processed through the Service. Customer is also responsible for reviewing Outputs before sharing or relying on them.

Subject to these Terms and any restrictions applicable to Third-Party Data, Customer may use Outputs for its internal business purposes and may share them internally and with its professional advisers, investors, lenders, or counterparties to the extent permitted by law and any applicable third-party license terms. Customer must not remove proprietary notices or redistribute restricted Third-Party Data beyond the rights granted by the relevant provider.

7. Third-Party Data and Integrations

The Service may enable access to, import from, or integration with Third-Party Services or Third-Party Data providers, including market data, financial data, accounting tools, cloud storage, CRM systems, or identity providers. Your use of Third-Party Services and Third-Party Data may be subject to separate terms, technical requirements, permissions, and fees imposed by the relevant provider.

By enabling an integration, Customer instructs Vynt to access, exchange, and process the data reasonably necessary to provide the requested integration. Vynt is not responsible for Third-Party Services or Third-Party Data, including their accuracy, completeness, availability, changes, outages, discontinuation, security, or acts and omissions. Third-Party providers may restrict copying, exporting, scraping, redistribution, or downstream use of their data, and Customer agrees to comply with those restrictions.

8. Financial Disclaimer and Customer Responsibility

The Service is an analytical and productivity tool. It does not provide investment advice, securities advice, broker-dealer services, portfolio management, audit opinions, legal advice, tax advice, accounting advice, or any recommendation or solicitation to buy, sell, hold, or value any security, company, or asset.

Outputs depend on assumptions, methodologies, external data, accounting judgments, user inputs, automated systems, and technical processes. Vynt does not guarantee that Outputs, valuations, forecasts, or reports will be accurate, complete, current, error-free, or suitable for any specific purpose. Customer remains solely responsible for all investment, financing, legal, tax, accounting, valuation, compliance, and business decisions, and should obtain independent professional advice where appropriate.

The Service may include AI-assisted functionality. AI-generated or AI-supported Outputs may contain errors, hallucinations, omissions, incorrect classifications, incorrect calculations, stale information, or data that has been extracted, transformed, interpreted, or processed incorrectly. To the maximum extent permitted by applicable law, Vynt is not responsible for losses, decisions, actions, or omissions arising from AI errors, hallucinations, incorrectly processed data, or Customer reliance on unverified Outputs.

9. Fees, Billing, and Taxes

Customer agrees to pay all fees set out in the applicable Order Form. Unless otherwise stated in the Order Form, subscriptions renew automatically for successive periods equal to the expiring term, and Customer authorizes recurring charges using the selected payment method.

Except as required by law or expressly stated in these Terms or an Order Form, fees are non-cancellable and non-refundable. Customer must keep billing information current and complete. We may suspend access to the Service for overdue amounts after reasonable notice.

Fees are exclusive of taxes, duties, levies, or similar governmental charges, except taxes based on our net income. Customer is responsible for all sales, use, VAT, GST, withholding, or similar taxes associated with its purchase or use of the Service, except where Customer provides a valid exemption certificate.

10. Confidentiality

Each party ("Receiving Party") may receive non-public information from the other party ("Disclosing Party") that is designated as confidential or that reasonably should be understood to be confidential given its nature and the circumstances of disclosure ("Confidential Information").

The Receiving Party will: (a) use Confidential Information only to exercise its rights and perform its obligations under these Terms; (b) protect Confidential Information using at least reasonable care; and (c) disclose Confidential Information only to employees, contractors, advisers, and affiliates who need to know it and who are bound by confidentiality obligations no less protective than those in these Terms.

Confidential Information does not include information that the Receiving Party can demonstrate: (i) is or becomes public without breach of these Terms; (ii) was lawfully known to the Receiving Party without restriction before receipt; (iii) is lawfully received from a third party without restriction; or (iv) is independently developed without use of the Disclosing Party's Confidential Information. A Receiving Party may disclose Confidential Information where required by law, subpoena, or court order, provided it gives prior notice where legally permitted.

11. Intellectual Property and Feedback

Vynt and its licensors retain all right, title, and interest in and to the Service, including software, interfaces, workflows, documentation, templates, visual design, know-how, usage metadata, aggregated or de-identified analytics, and all related intellectual property rights. No implied licenses are granted.

Customer retains all rights in Customer Data. If Customer provides suggestions, enhancement requests, comments, or other feedback, Vynt may use and exploit that feedback without restriction and without any obligation to Customer.

12. Privacy and Data Protection

Our Privacy Policy explains how we process personal data when we act as a controller, such as for website visits, account administration, billing, support, and marketing activities. Where Vynt processes personal data contained in Customer Data on Customer's behalf, the parties will be subject to the applicable data processing addendum or other written data processing terms required by law.

Customer instructs Vynt to process Customer Data as necessary to provide the Service, to prevent fraud and abuse, to ensure security, and to comply with applicable law. Vynt may engage subprocessors in accordance with applicable law and will implement reasonable technical and organizational security measures appropriate to the nature of the Service.

13. Availability, Support, Beta Features, and Changes

We may modify, update, enhance, suspend, or discontinue features of the Service from time to time. We may also change, withdraw, or replace any offered commercial, technical, promotional, trial, beta, support, service-level, pricing, packaging, plan, limit, or access condition at any time, without prior notice and without providing any justification, to the extent permitted by applicable law and subject to any non-waivable rights expressly included in an active written Order Form. We will use commercially reasonable efforts to provide the Service in a professional manner, but we do not guarantee uninterrupted availability or error-free operation. Scheduled maintenance, emergency maintenance, security events, capacity constraints, and third-party outages may affect availability.

Support services, response times, and service levels are only provided if expressly included in the applicable plan, support policy, or separate written agreement. Beta, preview, trial, or experimental features are provided "as is", may be changed or withdrawn at any time, and may not be supported or suitable for production use.

14. Suspension and Termination

We may suspend or limit access to the Service immediately if we reasonably believe that: (a) use of the Service poses a security risk; (b) Customer or an Authorized User has materially breached these Terms; (c) continued provision would violate applicable law or third-party rights; or (d) fees are overdue.

Either party may terminate these Terms or an applicable subscription for material breach not cured within thirty (30) days after written notice, unless a shorter period is required to address security, legal, or payment issues. Customer may also stop using the Service at the end of any subscription term in accordance with the applicable cancellation process.

Upon termination or expiration, Customer's right to use the Service ends. For a reasonable period after termination, and provided all outstanding fees are paid, we will allow Customer to export its Customer Data using available export functionality, unless prohibited by law or technical limitations beyond our reasonable control. Thereafter, we may delete or anonymize Customer Data in accordance with our retention practices, except to the extent retention is required by law or stored in routine backups.

15. Warranties and Disclaimer of Warranties

Each party represents that it has validly entered into these Terms and has the legal power to do so. Vynt warrants that it will provide the Service using commercially reasonable skill and care consistent with general industry practice.

Except for the express warranties in these Terms, and to the maximum extent permitted by applicable law, the Service, Outputs, documentation, and all related content are provided "as is" and "as available". Vynt disclaims all implied warranties and conditions, including merchantability, fitness for a particular purpose, title, non-infringement, and any warranty arising from course of dealing or usage of trade. We do not warrant that the Service will be uninterrupted, secure, error-free, or that all defects will be corrected.

16. Limitation of Liability

To the maximum extent permitted by applicable law, neither party will be liable to the other for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, anticipated savings, business opportunity, or data, even if advised of the possibility of such damages.

To the maximum extent permitted by applicable law, each party's aggregate liability arising out of or relating to these Terms will not exceed the total fees paid or payable by Customer for the Service during the twelve (12) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability for fraud, wilful misconduct, death or personal injury caused by negligence, or any liability that cannot be excluded or limited under applicable law.

17. Indemnification

Customer will defend, indemnify, and hold harmless Vynt, its affiliates, and their respective officers, directors, employees, and agents from and against any third-party claim, demand, investigation, or proceeding arising from or relating to: (a) Customer Data; (b) Customer's or its Authorized Users' use of the Service in violation of these Terms or applicable law; or (c) Customer's infringement or misappropriation of a third party's rights. Customer will pay any damages, settlements, fines, costs, and reasonable attorneys' fees finally awarded or agreed in connection with such claim.

Vynt will defend Customer against any third-party claim that the Service, when used by Customer as authorized under these Terms, directly infringes a third party's registered copyright, patent, trademark, or other intellectual property right, and Vynt will pay damages and costs finally awarded or agreed in settlement of that claim. Vynt will have no obligation under this section to the extent the claim arises from Customer Data, Third-Party Data, combinations not provided by Vynt, unauthorized use, or modifications made by anyone other than Vynt. If such a claim is likely, Vynt may modify or replace the affected Service, obtain the right for Customer to continue using it, or terminate the affected portion and refund any prepaid unused fees for that portion.

The party seeking indemnification must promptly notify the indemnifying party of the claim, allow the indemnifying party to control the defense and settlement, and provide reasonable cooperation. The indemnified party may participate with its own counsel at its own expense.

18. Governing Law and Dispute Resolution

19. General Provisions

These Terms, together with the applicable Order Form, Privacy Policy, and any data processing addendum or other written agreement expressly incorporated by reference, constitute the entire agreement between the parties regarding the Service and supersede prior or contemporaneous understandings on the same subject matter. If there is a conflict, the Order Form will control over these Terms solely with respect to the commercial subject matter expressly addressed in the Order Form.

Customer may not assign or transfer these Terms, in whole or in part, without Vynt's prior written consent, except in connection with a merger, reorganization, or sale of substantially all of Customer's assets. Vynt may assign these Terms to an affiliate or in connection with a merger, reorganization, financing, or sale of assets.

Neither party is liable for delay or failure to perform due to causes beyond its reasonable control, including acts of God, internet or utility failures, labor disputes, war, terrorism, civil unrest, epidemics, governmental actions, or third-party service failures.

If any provision of these Terms is held unenforceable, the remaining provisions will remain in effect. A failure to enforce any provision is not a waiver. Nothing in these Terms creates a partnership, agency, fiduciary, employment, or exclusive relationship between the parties. Notices under these Terms may be given by email, through the Service, or by other reasonable written means.

We may update these Terms from time to time, with or without prior notice and without providing any justification, to the extent permitted by applicable law. Continued use of the Service after the effective date of the updated Terms constitutes acceptance of the revised Terms, to the extent permitted by law.

20. Contact

For legal notices or questions about these Terms, contact: